SIX-TIME Grammy winner TAYLOR SWIFT is hiding a secret family heartbreak – she’s trying to keep her parents from splitting up, sources say.

The 24-year marriage of Scott and Andrea Swift has been rocky for more than two years, and they’re now living apart.

“Taylor is completely bro­kenhearted that her parents’ marriage is teetering on the brink of collapse,” a source close to the family told The ENQUIRER. “Neither Scott nor Andrea would ever admit it, but years of nur­turing Taylor’s career have put tremendous stress on their mar­riage.

“Andrea normally travels with Taylor when she’s on tour or doing promotional appearances, while Scott usually stays behind to look after Taylor’s business matters in Nashville. That distance has driv­en a wedge between them. At this point, the future of their marriage is uncertain.”

While the two haven’t filed for divorce, insiders say they’ve been leading separate lives, and neither wears a wedding ring.

But with a daughter as success­ful as Taylor, living separate lives comes pretty easily! The 22-year-old recently ranked first on Forbes’ list of top-earning celebs under 30, banking a whopping $57 million over the past year.

Her mother, a 54-year-old former mutual fund marketing executive, lives in a $1.4 million Nashville estate that Taylor recently bought for her parents. Meanwhile, her father Scott, a 60-year-old ex-financial adviser, lives in the family’s old house.

“Andrea has suggested several times that they try to reconcile, but Scott doesn’t seem interested,” the source added.

“They’ve avoided filing for divorce because they don’t want to distract Taylor from her career, and they want to dodge any negative public­ity that might reflect badly on her wholesome image.

“For now, they’ve decided to stay married while they continue living separate lives. But they’re doing everything they can to keep their situation a secret.”

The couple has remained friend­ly for the sake of Taylor and her 20-year-old brother Austin, but the split has been tough on the music sensation, whose songs have offered glimpses of the truth behind her par­ents’ strained union, said the source.

“Taylor is known for writing songs centered on things that touch her heart, and her parents’ split is the one thing that’s been weighing heaviest on her,” said the source.

“In her song ‘Mine,’ many fans assumed the lines ‘you say we’ll never make my parents’ mistakes’ and ‘you made a rebel of a careless man’s careful daughter’ weren’t about Taylor’s personal experiences, but that’s not the case.

“She feels her father was absolutely careless when it comes to family matters.”

And soon, Taylor’s music could blow the lid off the whole situation.

Said the source: “Taylor has a new album coming out later this year and it’s going to include at least five songs about her parents’ marital situation, and all the heartache it’s caused.”