JENNIFER LOVE HEWITT who’s nudie cutie ho-for-hire series is smokin’ wants to insure those million dollar mammaries, she says.

Jen , 24, said in a video interview, “I need like, an insurance invitation.  If somebody was like, ‘Hey, you know what?  We would like to insure your boobs for $2.5 million dollars,’ I’d be like, ‘Do it.  Love it!  Why not?’’ 

 She then pointed to her chest and laughed, “These things right here are worth $5 million!”

Jen, now on her second season of the sexy Lifetime show The Client List, in which she plays a mom-turned-prostitute, also revealed that her 86-year-old grandmother “loves to call me the TV ho.  She thinks it’s hysterical…I get to rub abs for a living.”

But fans expecting that Hewitt is just as sexy at home will be disappointed. “I’ve cut down on the lingerie in my own life because I wear it all the time.  So it’s like I don’t want to go home and even think about another cute bra and panties set.  I’m over it!” she said, RadarOnline noted.

VITAL STATISTIC: Miss Hewitt wears a 36-C bra size.